In respect of each Insured Person the following activities are covered as part of their leisure holiday during the Period of Insurance:
- Abseiling
- Angling
- Aerial safaris
- American football
- Archery (properly supervised)
- Badminton
- Banana boating
- Baseball
- Beach games
- Bowls
- Bungee jumping with a licensed operator
- Canoeing/Rafting (to Cat.3)
- Clay pigeon shooting (under supervision)
- Cricket
- Cross-country running
- Croquet
- Curling
- Cycling (leisure, excluding BMX stunt riding)
- Deep sea fishing
- Fell running/walking
- Football (amateur)
- Fencing
- Gliding (not piloting and subject to flying with qualified pilot)
- Go-karting
- Golf
- Gymnastics (non-competitive)
- High diving (from a purpose built diving board over a man made pool)
- Hiking/Trekking/Hill walking (where no ropes or guides are required, established, documented, paths/tracks/mapped routes)
- Hockey
- Horse riding (not racing, hunting or competing, protective headgear to be worn, excluding jumping trials, hunting, show jumping and competitive riding)
- Hot air ballooning (licensed operator only, not piloting)
- Ice skating
- Ice hockey (on an indoor ice rink)
- Jet boating (as a passenger)
- Jet skiing
- Marathon running
- Motorcycling (not racing or competing and subject to policy terms)
- Mountain biking (protective headgear to be worn and excluding competitions)
- Netball
- Orienteering
- Paragliding
- Parascending/ Parasailing (towed by a boat)
- Polo
- Pony trekking (protective headgear to be worn)
- Quad biking (wearing protective clothing and in a controlled environment)
- Racing (on foot)
- Rambling
- River canoeing/Kayaking and Rafting (in calm water not sea or white water above grade 3)
- Roller blading
- Rounders
- Rowing
- Rugby
- Sand surfing
- Sand safaris
- Safari (organised by a bona-fide tour operator, provided that the Insured Person will not be using a firearm)
- Sail boarding
- Sailing and Yachting (inshore/coastal waters – within 12 miles of coastline)
- Scuba-diving (as long as not flying within 24 hours of last dive) up to a depth of 10 metres as standard or up to a depth of 30 metres maximum (as long as PADI qualified or equivalent to that depth)
- Shooting (range only)
- Skateboarding
- Skating
- Skin diving
- Snorkelling
- Soccer
- Squash
- Surface water sports
- Surfing
- Swimming
- Table tennis
- Ten pin bowling
- Tennis
- Trekking (organised by a bona-fide tour operator, established, documented, paths/tracks/mapped routes)
- Tug-of-war
- Underground activities (as part of an organised excursion or tour)
- Via ferrata
- Volleyball
- War games/Paintballing
- Water polo
- Water skiing (excluding jumping)
- White water rafting (to Cat.3)
- Weightlifting
- Windsurfing
- Winter Sports (where the appropriate additional premiums have been paid)
- Yachting (coastal waters only)
Winter Sports cover under this will also include:
- Bobsleighing
- Cross country skiing (on recognised paths)
- Curling
- Ice hockey (other than on an indoor ice rink)
- Off-piste skiing (in areas considered safe by the ski resort management)
- Ski boarding
- Sledging
- Snowboarding
- Snowshoeing
- Snow skiing
- Snowmobiling.
There is no cover under Section 3 – Personal Liability for jet skiing, sailing and yachting or snowmobiling.